Passport loan – how to get a loan for another document?Uncategorized
To find out if it is possible to obtain a passport or driving license payday card, it is worth looking at specific legal provisions.
Passport loan – what is it?
Considering banking law, and more specifically Article 112b of the Banking Act, we can assume that the identity document takes the form of an ID card or passport.
As for foreigners, they may use a permanent residence card, a permit for tolerated stay or an identity document issued in Poland. This means that, theoretically, any individual can take a loan for a passport. How is it in practice? Can you use a passport loan? Will such a document allow you to confirm your identity in the verification process?
Yes of course! Until recently, customers did not have the opportunity to use the service of a passport loan. All non-bank companies required showing their ID card and entering the necessary data that would help verify our data. However, you can get financial help for your passport.
Is a loan possible for an online passport?
Online passport loans offered by Good Finance are primarily targeted at customers who have previously used their services. This is due to the fact that the data of a person who once borrowed money from a given non-bank company has been permanently entered into the system. Thanks to this, we do not have to provide our personal data and provide proof with each subsequent application for financial assistance.
An online passport loan is being offered by an increasing number of Good Finance. Looking through the numerous offers of loan companies, we can see that some of them do not even require specific random situations (e.g. loss of ID) to provide such assistance.
This means that nowadays any private person can easily apply for an online passport loan. In such a situation, however, we must expect a significant difference in the loan amount than when we use the evidence. Some of the Good Finance allow you to borrow only USD 1,500 for your passport.
Passport payouts – in which cases are possible?
Passports can be taken by regular customers of Good Finance, as well as new customers of companies that allow this type of financial assistance. An interesting fact is that some loan companies allow you to take payday loans even for a driving license. This is especially useful in situations where:
- we’ve lost our ID and we don’t have a passport;
- the theft of proof has occurred and the client does not have a valid passport;
- the proof has expired and the applicant is awaiting the issue of a new document.
We can apply for passport payday loans online. Thanks to this, in just a few minutes we will fill out the form on the website and confirm our identity in an express pace. All you have to do is enter the basic details, such as your name, surname, address in the application, and provide information on the loan amount and repayment period.
Then it will be necessary to carry out the verification process. For this purpose, loan companies allow you to make a transfer for a symbolic amount or use mobile loan applications to which we share our data downloaded from electronic banking.
After confirming the identity and positive consideration of the application, we must go to the point of the chosen parabank and show your passport or driving license. We can also use the option of signing a contract delivered by courier.
Is a quick passport loan available to new customers?
A quick loan for a passport was only available to regular customers of Good Finance, whose data were registered in internal systems. Currently, loan companies offer this service even to new customers.
However, it is worth knowing that in such a situation we have to take into account a much smaller amount than in a situation when we use traditional payday loans with proof. Some companies offer passport loans up to USD 1,500 maximum.
Good Finance often offer free payday loans for new customers. This means that if you have not previously borrowed money from a particular non-bank company, you can take it for the first time and give it back exactly as you borrowed. This is a great incentive for people who have not yet used the loan services, and also greatly facilitates those who are in financial difficulties and need quick cash.
Passport loans – who will get it?
To get a passport on a passport, several basic conditions must be met. Primarily:
- You must be at least 18 years old (in some cases Good Finance require the age of 21)
- Customers applying for a loan must have a valid ID
- The applicant must live in the country and have a permanent address
- If we use a bank transfer loan, we must have a bank account with a Polish bank
- If we want to withdraw the loan using a GIRO check, we must provide the Polish telephone number.
Passport loan – is it possible?
The situation is different when we want to apply for a cash loan or a bank loan. Unfortunately, in this situation, we cannot borrow money based on a passport. Banks require the presentation of an ID card as the main identity document, as well as the number and series as well as the expiry date.
When signing a contract with a bank, the employee also requires the presentation of a document to check the data. So let’s use a loan for a passport, which we can take in Good Finance.